Buddy
Underwriting OS
SBA Lending, Finally Done Right
Buddy turns SBA underwriting from a nightmare into a guided, automated, examiner-safe experience.
Underwriting Decision— screenshot from production UI
The decision is a single, replayable artifact.
Not a dashboard. Not a chat. A decision record: inputs → evidence → policy → decision → confidence.
Immutable snapshot (audit-ready)
Evidence tied to documents (source-aware)
Policy applied and snapshotted at decision time
Confidence and exceptions are preserved
Buddy — The decision is a single, replayable artifact.

Tip: these screenshots are auto-generated via Playwright from your live routes.
Decision Replay— screenshot from production UI
Time-travel debugging for credit decisions.
Ask "why was this approved?" and Buddy shows exactly what was used then — plus what changed since.
Exact snapshot rendering (no drift)
Diff vs current inputs/policy (what changed?)
Trustable narrative for internal + regulators
Buddy — Time-travel debugging for credit decisions.

Tip: these screenshots are auto-generated via Playwright from your live routes.
Overrides— screenshot from production UI
Human judgment is first-class — and recorded.
Overrides aren't hidden edits. They're explicit, visible, logged, and reviewable.
Override reason + justification required
Material overrides can require review
Perfect for credit committee + audit trail
Buddy — Human judgment is first-class — and recorded.

Tip: these screenshots are auto-generated via Playwright from your live routes.
This is what underwriting looks like when it's a system.
Evidence. Policy. Decision. Confidence. Overrides. Replay. All as a single audit-grade record.
Open Buddy
(Your app is the proof.)